How each generation invests with Bricksave

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By Alice Dunn | Bricksave

September 24, 2026

News > Blog Article > How each generation invests with Bricksave

What our investor data shows about age, amounts and where investors come from.

Articles about generational investing tend to recycle the same assumptions. Boomers buy houses, millennials rent, and Gen Z does everything on a phone.

Articles about generational investing tend to recycle the same assumptions. Boomers buy houses, millennials rent, and Gen Z does everything on a phone.

We wanted to know what our own investors actually do, so we grouped every Bricksave investor with a verified date of birth by generation. Bricksave investors have committed $67 million to property to date.

01 — The data

How the money and the investors split by age

This is how the money and the investors split by age (Bricksave investor records, September 2026).

Generation Share of investors Share of money invested Typical (median) investment
Gen X (born 1965–1980) 41.7% 51.1% $14,985
Millennials (1981–1996) 41.2% 19.9% $4,638
Baby Boomers (1946–1964) 9.5% 20.4% $25,009
Gen Z (1997 onwards) 4.6% 1.6% $2,723

Source: Bricksave investor records, September 2026.

Bar chart comparing share of investors and share of money invested by generation. Gen X makes up 41.7% of investors and 51.1% of money invested; millennials 41.2% and 19.9%; Baby Boomers 9.5% and 20.4%; Gen Z 4.6% and 1.6%.
Gen X and millennials are almost level on investor numbers, but Gen X accounts for more than half of the money invested.
02 — Gen X

Gen X: the backbone of the platform

Gen X investors are now aged 46 to 61. There are almost exactly as many of them on the platform as millennials, but they have invested more than two and a half times as much money. The typical Gen X investor has committed $14,985, more than three times the millennial figure.

This is also the most Argentine of the large groups: 62.3% invest from Argentina, 9.8% from Colombia and 7.5% from Uruguay.

“Gen X investors are at the stage where income is highest and the priorities are clear: protect savings in dollars and build an income that doesn't depend on a salary. That's why they make up half of the money on our platform.”
Tom de Lucy, CEO, Bricksave

03 — Millennials

Millennials: the widest base

Millennials make up 41.2% of our investors and 19.9% of the money invested. The typical millennial has committed $4,638.

They are also the most geographically spread of the larger groups. Argentina accounts for 39.7% of millennial investors, Colombia for 17.1% and Uruguay for 11.5%. Their figures point to investors who start with smaller amounts and come from a much wider range of countries than their parents' generation.

04 — Baby Boomers

Baby Boomers: fewer investors, larger commitments

Boomers make up only 9.5% of our investors but 20.4% of the money invested. Their typical investment of $25,009 is the highest of any generation.

This group is overwhelmingly Argentine: 77% invest from Argentina, and a further 8% from the United States.

“Many of our older Argentine investors have lived through several currency crises. For them, a dollar-denominated property abroad isn't a new idea. It's a habit, and they commit to it with conviction.”
Tom de Lucy, CEO, Bricksave

05 — Gen Z

Gen Z: early days

Gen Z is the smallest group on the platform, so these figures come from a much smaller set of investors and should be read with that in mind. Gen Z accounts for 4.6% of our investors and 1.6% of the money invested, and the typical Gen Z investment is $2,723.

The country mix is already the most varied of any generation. 39.6% invest from Argentina, and 20.8% invest from Colombia, the highest Colombian share of any age group.

06 — The patterns

What changes as investors get younger

Two patterns hold across all four generations.

The typical investment falls with each generation

$25,009 for Boomers, $14,985 for Gen X, $4,638 for millennials and $2,723 for Gen Z.

The investor base moves beyond Argentina

Argentina's share falls from 77% of Boomers to 39.6% of Gen Z, while Colombia's rises from 6% to 20.8%.

“Fractional ownership has changed who can invest in property. A 25-year-old in Bogotá and a 65-year-old in Buenos Aires can own a share of the same building. They just enter at different amounts.”
Tom de Lucy, CEO, Bricksave

What this means if you're investing

Our data shows no single right amount or age to start. Bricksave investments begin at $1,000, which lets you enter at a level that suits your budget and add to your holdings over time.

About this data

Figures are based on Bricksave investors with a verified date of birth, as of September 2026. Shares of money invested and median figures refer to completed investments by those investors. The median is the middle value, so it is less distorted by a small number of very large investments than an average. Generation definitions follow Pew Research Center (Pew Research Center, January 2019). Pew's Gen Z runs from 1997 to 2012; all investors included here are aged 18 or over.

Now open · Fractional ownershipRenovated red-brick single-family home in S. Euclid, ClevelandOpen-plan living and dining room with refinished floorsUpdated kitchen with granite counters and stainless appliancesRenovated bathroom with marble-style tiled tub surroundFinished basement set up as a home gym
The opportunity

S. Euclid, Cleveland

Refurbished single-family home · rental + refurbishment strategy · 4-year hold

10.42%*
Total targeted return a year
5.00%*
Rental return, paid monthly in USD
5.42%*
Targeted annual appreciation
$195,200
Fractional ownership target
Invest from US$1,000 — all costs inside the target
View property

*Forecasts are estimates and are not a reliable indicator of performance. Targeted returns are subject to the performance of each individual property. Projections, not guarantees. Capital is at risk.

A note on risk

How others invest is not a guide to returns

This article is for informational purposes only and does not constitute investment advice. Fractional investments are held for a fixed term, and private resale via the platform may be possible but is not guaranteed. Rental income depends on occupancy, and appreciation depends on market conditions at exit. Targeted returns are not promises: actual returns for exited properties were 8.42% as of Q1 2026. Past performance is not a reliable indicator of future results. Capital is at risk.

Click here for detailed information about the risks of real estate investment

Sources

  • Bricksave , investor records by generation (September 2026)
  • Pew Research Center , generation definitions (January 2019)
  • Bricksave , S. Euclid property financials (July 2026)

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Investing carries risks, including loss of capital and illiquidity. Please read our Risk Warning before investing.